Privacy Policy & Terms of Service

Table of Contents

Privacy Policy

The Financial Dropout ("we," "us," or "our") is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and safeguard your data when you visit our website or enroll in our programs.

Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, phone number, and billing information provided when you enroll in a program or book a consultation.
• Financial Information: Credit-related information you voluntarily share with us as part of the credit repair process. This information is kept strictly confidential.
• Usage Data: Information about how you interact with our website, including pages visited and time spent on site.
• Communications: Any messages, emails, or inquiries you send to us.

How We Use Your Information

We use the information we collect to:

• Deliver and manage your enrolled program and services
• Send you onboarding emails, monthly action plans, and program updates
• Process payments securely through our payment processor (Square)
• Respond to your questions and provide client support
• Improve our website and services based on usage patterns
• Send occasional marketing communications (you may opt out at any time)

Information Sharing

We do not sell, trade, or rent your personal information to third parties. We may share your information only with trusted service providers who assist us in operating our business (such as payment processors and email platforms), and only to the extent necessary to perform those services. All such providers are required to maintain the confidentiality of your information.

Data Security

We take reasonable measures to protect your personal information from unauthorized access, disclosure, or misuse. However, no method of transmission over the internet is 100% secure. By using our services, you acknowledge and accept this inherent risk.

Terms of Service

By enrolling in any program offered by The Financial Dropout, you agree to the following terms and conditions. Please read them carefully before completing your purchase.

Services & Payment

The Financial Dropout offers three 6-month credit repair and financial coaching programs: The Foundation ($499), The Blueprint ($799), and The Full Journey ($997). All program fees are due in full at the time of enrollment unless a payment plan has been separately agreed upon in writing.

Upon successful payment, you will receive access to your client portal, onboarding checklist, and email series. Your 6-month program period begins on the date your payment is processed.

Refund Policy

Due to the nature of our services and the immediate delivery of digital materials upon enrollment, all sales are final. We do not offer refunds once a program has been purchased and access has been granted.

If you have concerns about your program or are experiencing difficulties, please contact us directly at the email below. We are committed to working with every client to ensure they receive the full value of their investment.

Disclaimer

The Financial Dropout provides credit repair education, coaching, and dispute assistance. We are not a law firm, credit bureau, or financial institution. Results vary based on individual credit history, consistency of participation, and other factors outside our control. We do not guarantee specific credit score increases or loan approvals.

All information provided through our programs is for educational purposes and should not be construed as legal or financial advice.

Contact Us

If you have any questions about these policies, please reach out to us directly. We are happy to clarify anything before you enroll.

The Financial Dropout
Email: [email protected]